Chloe Betts began rowing at school, at Melbourne Girls College, during a Learn to row program. Her older sister rowed and initially she thought the sport was not for her as she was particularly keen on basketball at the time but lucky for the Junior Australian Rowing Team after some convincing by her friends and family she gave the sport a go and hasn't looked back. In 2014, Betts was part of the 2014 Junior Australian Rowing Team in the Junior Women's Eight, while other achievements have included a second place finish at Nationals in the School Girls Coxed Four and winning the Head of the Schoolgirls in the same boat in the Senior Division 1.